PF Calculator

    Estimate your Provident Fund contributions and how the balance grows over time. The tool splits employee and employer shares and applies the EPF interest rate.

    Calculator

    ₹

    Monthly Basic plus Dearness Allowance used as the PF wage base.

    Off: capped at ₹15,000. On: use actual Basic + DA.

    Employee PF (12%)
    ₹1,800
    Employer EPF (3.67%)
    ₹550.5
    Employer EPS (8.33%)
    ₹1,249.5
    EDLI (0.5%, max ₹75)
    ₹75
    Admin Charges (0.5%, min ₹500)
    ₹500
    Total Employer Cost
    ₹2,375

    How the Calculation Works

    1. 1Enter your monthly basic salary plus dearness allowance
    2. 2The tool computes employee and employer PF shares
    3. 3View the monthly contribution and projected balance

    Frequently Asked Questions

    How is the employer PF share split?

    Of the employer 12 percent, 8.33 percent goes to the pension scheme and 3.67 percent goes to the provident fund account.

    Is PF interest taxable?

    PF interest is tax-free up to a yearly contribution threshold; contributions above that limit may attract tax on the interest earned.

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