National Pension System Calculator

    See how your National Pension System contributions grow into a retirement corpus and pension. Enter your contribution, tenure, and expected return to project the outcome.

    Calculator

    ₹
    %
    %
    Total Corpus
    ₹1,13,96,626.62
    Lump Sum (60%)
    ₹68,37,975.97
    Annuity Amount (40%)
    ₹45,58,650.65
    Monthly Pension
    ₹22,793.25

    How the Calculation Works

    1. 1Enter your monthly NPS contribution
    2. 2Set the tenure and expected rate of return
    3. 3View the projected corpus and monthly pension

    Frequently Asked Questions

    How is the NPS corpus used at retirement?

    A portion is taken as a lump sum while the rest buys an annuity that provides a regular monthly pension.

    Does NPS offer tax benefits?

    Yes. NPS contributions qualify for deductions under 80C and an additional dedicated limit under 80CCD(1B).

    Automate This with ShiftSphere

    Stop calculating manually. Let ShiftSphere handle payroll, attendance, and leave automatically.

    Start Free Trial