In-Hand Salary Calculator

    Enter your annual CTC and see exactly how much lands in your bank account each month. The calculator breaks down PF, professional tax, and income tax so there are no surprises.

    Calculator

    ₹
    %
    %
    ₹
    ₹
    Monthly Gross
    ₹1,00,000
    Employee PF
    ₹1,800
    Employee ESI
    ₹0
    Professional Tax
    ₹200
    Estimated TDS
    ₹4,919.2
    Net In-Hand (Monthly)
    ₹93,080.8

    How the Calculation Works

    1. 1Enter your annual CTC and salary structure
    2. 2The tool deducts PF, professional tax, and income tax
    3. 3View your monthly in-hand salary and full breakdown

    Frequently Asked Questions

    Why is my in-hand salary lower than my CTC?

    CTC includes employer contributions and benefits that you do not receive directly, such as employer PF, gratuity, and insurance premiums.

    Does in-hand salary change month to month?

    It can, because variable pay, reimbursements, and one-time deductions or bonuses affect the net amount in specific months.

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